Which of the following is included in health insurance coverage?

Health insurance coverage encompasses a variety of plans designed to protect individuals from high medical costs. Private insurance and Medicare both play significant roles in the U.S. healthcare system.

Private insurance refers to policies purchased by individuals or provided by employers, offering a range of benefits including hospitalization, outpatient care, and preventive services. These plans can vary greatly in terms of coverage, cost, and provider networks.

Medicare is a federal program primarily for individuals aged 65 and older, as well as for certain younger individuals with disabilities. It provides essential coverage, including hospital care (Part A), medical services (Part B), and prescription drug coverage (Part D), ensuring that many seniors and disabled individuals have access to necessary healthcare services.

Including both private insurance and Medicare in health coverage reflects the comprehensive nature of available resources to support individuals' healthcare needs, regardless of their employment status or financial situation. Other options, while highlighting specific types of coverage, do not encompass the full scope that health insurance can offer.